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Accidental Death & DismembermentOU offers optional accidental death and dismemberment insurance for you, your spouse, and your dependents if you enroll in coverage for yourself. This coverage is very inexpensive and provides a benefit due to dismembered as a result of an accident, or an untimely death. You may purchase additional accidental death and dismemberment insurance for yourself in $50,000 increments up to $250,000. OU also offers Dependent Accidental Death and Dismemberment Insurance for your spouse. They are eligible for four levels of coverage ranging from $10,000 to $40,000. There is also Dependent Accidental Death and Dismemberment Insurance for your eligible dependent children in a $5,000 or $10,000 option. The premiums are the same regardless of the number of children you cover.
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