Retirement Plan Decision Guide
Disclaimer
This Decision Guide is intended to give you an overview of the retirement plan options at OU so
that you can make an informed decision about which retirement plan option you want to elect.
Your professional financial advisor can help you evaluate the options. If you need additional
information before you make your election, please contact the Benefits Office by clicking on "Contact" at the bottom of this page.
To prepare this Decision Guide, we used some basic assumptions. Those assumptions, such as
rates of pay increase, interest rates, and mortality, are for illustrative purposes only. By providing
the examples in this Decision Guide, OU does not make any promises or guarantee of any
benefits, pay increases, cost to provide other benefits, or investment returns on these retirement
plans. The actual rates of return and benefits when you leave OU or retire may differ — and, as
a result, the compatibility of Track A and Track B will also differ.
This Decision Guide is not an employment contract or guarantee of benefits. OU
reserves the right to amend, modify, or discontinue DCP, ORP, and the Voluntary
Retirement Plans described in this Decision Guide at any time.
OTRS, DCP, ORP and the Voluntary Retirement Plans all have rules and provisions that are not
described in this Decision Guide. Additional provisions govern the operations of these plans.
The legal plan documents can be found in the Documents section of this website by clicking on "Documents" at the top of this page. If there is a conflict between the descriptions in this Decision Guide and the legal documents for
these plans, the terms of the plan documents will govern.
