Be prepared before you travel. You should always check your insurance policies before traveling to ensure you have the coverage you need. Review OU's insurance plans and the additional options described below. The Social Security Medicare and Medicaid programs do not provide coverage for hospital or medical costs outside the United States.
MEDEX Travel Assist for Domestic and International Travel
MEDEX Travel Assist helps you cope with emergencies when you travel by providing information and helping you find medical services. MEDEX Travel Assist can also help you with non-emergencies, such as planning your trip.
You do not have to enroll. As a member of OU's life insurance coverage from The Standard, you and your family members are automatically covered at no cost to you. MEDEX Travel Assist is available when you travel more than 100 miles from home or internationally for trips of up to 180 days. All services are provided by MEDEX Assistance Corporation and are available 24 hours a day, every day. Find details and an ID card with OU's group number in the MEDEX brochure and flyer.
BlueCard Worldwide for International Travel
Members of the BlueCross BlueShield BlueOptions PPO plan can use BlueCard Worldwide when they travel internationally. Like your passport, always carry your BlueCross ID card with you when you travel or live abroad. Through the BlueCard Worldwide program, you have access to medical assistance services and doctors and hospitals in more than 200 countries and territories around the world. Click here for more information about BlueCard Worldwide.
BlueLincs HMO and CommunityCare HMO coverage is limited to only life-threatening emergencies when outside of Oklahoma. HMO members should consider purchasing a short-term travel insurance policy when traveling outside of Oklahoma.
Accidental Death & Dismemberment and Life Insurance
There are no additional exclusions for Accidental Death & Dismemberment (AD&D) and Life Insurance coverage when you travel internationally. There are some exclusions for AD&D and Life Insurance coverage whether or not you are traveling. These exclusions are described in the AD&D Certificate of Coverage and Life Insurance Certificate of Coverage. Call 1-800-368-1135 with any questions about AD&D or Life Insurance coverage.
Additional Travel and Medical Insurance
Purchasing travel insurance is a personal decision. If you determine that you need additional coverage while traveling, consider purchasing a short-term travel insurance policy that provides the coverage you need. A variety of different options are available including allowances for emergency and non-emergency medical services, medical evacuation, repatriation, trip cancellation or delay, and lost baggage. Many travel agents and private companies offer short-term travel insurance plans. Macori, Inc. and MEDEX provide other services to OU and also offer short-term travel policies.