Fund Line-Up & Performance

Target Retirement Date Funds are designed for the new investor or someone who prefers to simplify retirement planning.

Each Target Retirement Date Fund is designed for investors expecting to retire around the year indicated in the fund name. Over time, each fund is professionally managed to gradually become more conservative as it approaches its target date. Principal invested is not guaranteed at any time, including at or after the target dates.

American Funds 2010 Target Date Retirement Fund® Class R-6, Symbol: RFTTX
American Funds 2015 Target Date Retirement Fund® Class R-6, Symbol: RFJTX
American Funds 2020 Target Date Retirement Fund® Class R-6, Symbol: RRCTX
American Funds 2025 Target Date Retirement Fund® Class R-6, Symbol: RFDTX
American Funds 2030 Target Date Retirement Fund® Class R-6, Symbol: RFETX
American Funds 2035 Target Date Retirement Fund® Class R-6, Symbol: RFFTX
American Funds 2040 Target Date Retirement Fund® Class R-6, Symbol: RFGTX
American Funds 2045 Target Date Retirement Fund® Class R-6, Symbol: RFHTX
American Funds 2050 Target Date Retirement Fund® Class R-6, Symbol: RFITX
American Funds 2055 Target Date Retirement Fund® Class R-6, Symbol: RFKTX
American Funds 2060 Target Date Retirement Fund® Class R-6, Symbol: RFUTX

NOTE: To find up-to-date performance data and fund extracts, review any of the Investment Options & Performance links on the Fidelity website.

Tier 2 consists of a range of index mutual funds, which seek to match the performance of a market benchmark at a low cost. These options provide the flexibility to build your own strategy to meet your needs and are for those who want to assume a greater involvement in the management of their investments.


Spartan® Total Market Index Fund - Investor Class, Symbol: FSTMX
Vanguard REIT Index Fund Admiral Shares, Symbol: VGSLX
Vanguard Short-Term Bond Index Fund Admiral Shares, Symbol: VBIRX
Vanguard Total Bond Market Index Fund Admiral Shares, Symbol: VBTLX
Vanguard Total International Stock Index Fund Admiral Shares, Symbol: VTIAX

Actively managed funds typically have higher fees than index funds. This is because actively managed funds seek to outperform the market, while index funds seek to match the market. (Actively managed funds may also underperform the market.) You may want to consider these options if you are comfortable diversifying your investments on your own.

American Funds EuroPacific Growth Fund® Class R-6, Symbol: RERGX
American Funds The Growth Fund of America® Class R-6, Symbol: RGAGX
CRM Small/Mid Cap Value Fund Class Institutional, Symbol: CRIAX
MFS® Value Fund Class R5, Symbol: MEIKX
PIMCO All Asset Fund Institutional Class, Symbol: PAAIX
PIMCO Total Return Fund Institutional Class, Symbol: PTTRX
T. Rowe Price Stable Value Common Trust Fund A
Vanguard Inflation-Protected Securities Fund Institutional Shares, Symbol: VIPIX
Wells Fargo Advantage Discovery Fund Institutional Class, Symbol: WFDSX

NOTE: To find up-to-date performance data and fund extracts, review any of the Investment Options & Performance links on the Fidelity website.

Self-directed brokerage may be appropriate for the experienced, savvy investor who prefers a more hands-on approach to retirement planning and is willing to take on more risk.

Self-directed brokerage combines the convenience of your workplace retirement plan account with the additional flexibility of a brokerage account, giving you expanded investment choices and the opportunity to more actively manage your retirement contributions. A self-directed brokerage account may entail greater risk and is not appropriate for everyone. Additional fees apply to this type of account.

NOTE: To find up-to-date performance data and fund extracts, review any of the Investment Options & Performance links on the Fidelity website.