OU employees receive accidental death and dismemberment insurance (AD&D) as part of the core benefits provided by OU. The university also offers optional accident protection insurance for you, your spouse and your children. This coverage is very inexpensive and provides a benefit in the case of dismemberment as a result of an accident or an untimely death.
You may purchase additional AD&D insurance for yourself in $50,000 increments up to $250,000.
You can purchase dependent AD&D insurance for your spouse at a coverage level ranging from $10,000 to $40,000 and for your eligible dependent children at a $5,000 or $10,000 level. The premiums are the same regardless of the number of children you cover.